“Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and earned interest. The only thing you wasted was…your life.” CEO of BrisaMax Holdings and upcoming author, Bill Perkins, uses his analytical mindset to teach readers various techniques for finding an optimal balance between short-term pleasures and long-term rewards in his new book, Die With Zero. Also known as the “common-sense guide”, Die With Zero offers an in-depth guide on how to maximize your living experiences by avoiding over-saving, and budgeting money for small indulgences and pleasures.

 After studying electrical engineering at the University of Iowa and training on Wall Street, Perkins moved to Houston to pursue a career as an energy trader. Soon, he became the CEO of BrisaMax Holdings, a consulting firm based in the US Virgin Islands. Using his own life experiences and the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science, behavioral finance, and contemporary philosophy Perkins makes a convincing case for “living large”.

Trained as an engineer, Perkins sees the question of how to maximize living experiences as an optimization problem – or how to maximize fulfillment while minimizing waste. In his new book, readers can expect to learn how to maximize their lifetime experiences with “experience bucketing”; convert earnings to experiences with the “net worth curve,” and navigate whether to invest in or delay an experience with their “spend curve” and “personal interest rate”.      

Bill Perkins wants to save you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you are fully enjoying what you have worked and saved for.